Aug 06 2009

Health insurance!

Published by at 3:34 am under Jerks,Why?!?

operation game

As a self-employed person, I pay every month for health insurance. I pay a lot for health insurance and over the years have spent tens of thousands of dollars on it. I also happen to be a very healthy person, knock on wood, so I rarely go to the doctor. I’m not a person who takes advantage of “the system” and I’m not looking for a handout. All I ask is that my insurance is there for me when I need it.

Well guess what insurance? FUCK YOU you fucking FUCK BALL! Today I went to the doctor for a very valid reason, nothing serious but still something that needed to be taken care of. As part of my treatment, I was given a prescription. While driving to the drugstore I was excited because I was just a few minutes away from my magical elixir. I asked the pretend doctor behind the pharmacy counter to tell me how much the medicine would cost. I just about shit all the way to the candy aisle when he told me a month’s worth would run me a mere $600! OK calm down, I’ve got that magic insurance card that I pay for every month and never use, surely I would be paying around $50. Turns out, my insurance is about as useful as having Flavor Flav as a father. With my DISCOUNT, the prescription would cost me… drum roll… $580. Way to go, health insurance!

So even though I have health insurance, my ailment will go untreated, because I cannot afford the $3,500 needed for the necessary amount of medicine. It literally turns my stomach to think about it. Sadly, our government is too busy fighting over whose party is more awesome to ever solve this, or any, problem. While they act like a bunch of toddlers arguing on the playground, the average American gets fucked. It’s shameful.

Then you have these fearful, douchebag idiots who think providing health care for EVERY American is somehow akin to socialism. I would love to ask these people to even give me the definition of socialism. “Duh, it’s like Hitler and Iraq.”

When I think about how little we accomplish in this country due to all this back-and-forth fighting about bullshit, I’m embarrassed for us. We used to be leaders and innovators but now we can’t get anything done. Everyone suffers, except of course, our elected officials and the drug companies. It is truly shameful.

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16 comments so far

16 comments to “Health insurance!”

  1. CreatureofHabiton 06 Aug 2009 at 5:59 am

    The current model for health insurance is a defective product. Period.

    Almost all of my questions were answered on this site:

    Basically, every month you are paying excruciating fees to keep that insurance “case handler” employed only so that they, in turn, can deny your claim. A perverted form of socialism if you ask me.

  2. Peteon 06 Aug 2009 at 6:00 am

    I hear you on this, my friend. I hope whatever the problem is, time can heal it. I assume it doesn’t involve the privates, because of all bloggers, you have a pair of the biggest brass ornaments around

  3. 8bitheroon 06 Aug 2009 at 6:53 am

    I think a public run option is good, but only for the sole reason of creating competition for the monopoly that is held by the health insurance companies. Without any competition to challenge their ever rising costs, soon only the wealthiest of us will be able to afford medical care. The drug companies, in my opinion, are not really a problem. I have the option of getting a generic brand. I do get that generic brand for my levothyroxine and it costs about $75 less a month. I don’t see a lot of people running to the government controlled sysytem, but just having it there as an option will take some wind out of the sails of the big companies.

    That is what is being fought. It’s not about socialism, it’s about profit for big businesses that lobby (read: bribe) politicans. With the threat of pulled campaign finances, the politicians get scared and start the he said/she said shit that is counterproductive to a Republic.

    C’mon, people, we all know the government no longer works for the American people. How about we stop pretending that they have OUR interest at heart?

  4. Saraon 06 Aug 2009 at 7:25 am

    I have epilepsy that went untreated for about 3 years because my employer figured out that if he hired seasonaly he didnt have to legaly offer employee insurance, dick.

    I finaly got coverage when I married my husband. I guess he got tired of dating a twitcher that couldnt legaly drive anywhere….that and he knocked me up.

    Pennsylvania has SCHIP which supplies all children with free insurance if needed. It works great, if it works for kids I dont see why we cant all do it. Of course there is the concern that older terminal patients might keep doing useless surgeries and treatments that drain the funding and the government might decided who has to just die. Like Logans run just older…much older

  5. You Just Made My List!on 06 Aug 2009 at 8:16 am

    I should also point out that I have no idea what the government should do to fix health care, but I do know it most likely will not be fixed thanks to politics as usual in our country. I blame both sides. While these old guys in suits dick around, the rest of us suffer.

  6. Patrickon 06 Aug 2009 at 8:24 am

    The government, and the people of the U.S. are looking at a solution to health care in all the wrong ways.

    Problem number one it that its insanely expensive. Well no shit, right? That’s why the average American cannot afford it, and even with insurance, it still sucks. So the solution on the table right now, is to tax the shit out of the people to pay for it. Well that doesn’t quite work, because the problem is, that shit is still so expensive.

    The question is WHY is it so expensive? It’s because America is a bat-shit insane sue crazy litigious society! Hospitals and doctors are constantly being sued, and forced to spend millions on this bullshit (most of which is not even their fault). Once that shit stops, the price starts to drop, then hell, maybe we could pay for it with tax dollars. Until then, no solution out there is going to solve this mess.

  7. You Just Made My List!on 06 Aug 2009 at 8:27 am

    Patrick – Good points.

  8. T.J.on 06 Aug 2009 at 11:02 am

    List Man, your absolutely right. Nothing is getting done about this,I’ve been hearing that something should be done about healthcare for like 5 or 6 years now and what’s been done? Not a damn thing.

    Just like Sara,I am an epileptic as well and have been since I was 15,although my seizures are under control and this Sunday I will have been seizure free for seven years.Anyways,since my time with my employer hasn’t been long enough and I can’t work full time since I’m in college,health coverage is hard to come by.Right now,my only option is to go to the County Clinic in one of the worst parts of town.I feel like I’m not good enough to go to a real health care center or hospital when something happens to me.To me,this doesn’t feel right.I thought we lived in the greatest country in the world.If that’s the case,why are people like me who work really hard (sometime too hard) and trying to get through school like I am denied something that should be a given?

    Although I don’t like this guy,former senator Zell Miller of Georgia once said that the D.C. in Washington D.C. stands for “doesn’t care”,and although it came from a guy who turned his back on his own party,he’s absolutely right.Washington doesn’t and hasn’t cared for some time about this,they just want to know what’s in it for them and right now,I don’t feel like re-electing anyone who’s in office representing me right now.They’re clearly not getting anything done and the best message to send to a politician is to let them know how bad of a job they’re doing by voting them out of office.

  9. Neishon 07 Aug 2009 at 9:14 am

    Here comes the self righteous Canadian opinion train, choo choo :

    Healthcare is awesome.

  10. Jaime S.on 07 Aug 2009 at 9:25 am

    I don’t know if you have looked into this yet or not, of if you were even aware that it is an option, but if you can’t afford a medication, and your insurance won’t cover it, in some cases you can contact the pharmaceutical company that makes the drug and they may be able to help you with little or no cost to you. When I was out of work a few years ago and uninsured, my daughter who has ADHD needed her medication for school and I was on unemployment and couldn’t afford her $250/month prescription, and they actually sent it to me for free based on my income. I don’t know if you would qualify or not, but thought it was worth a shot!

  11. Jacobon 07 Aug 2009 at 11:02 am

    How much was your co-pay to get your perscription? lol

  12. You Just Made My List!on 07 Aug 2009 at 12:42 pm

    Jamie – Wow, that’s very interesting to know. Thanks so much for the tip!

  13. Daleon 08 Aug 2009 at 6:20 am

    You are right about health insurance. In Canada,where I live ,doctors are paid less than millions per year. We do have medical care rationed by waiting in a queue. I have an uncle who was experiencing chest pains and had open heart surgery within two weeks this summer. He is fine. A private option would be great. Love your blog, some of your stories make me almost shite myself.

  14. Jaime S.on 10 Aug 2009 at 9:39 am

    No problem! I hope it helps!!!

  15. AlexandraJadeon 18 Aug 2009 at 9:36 am

    I’m a UK’er, and I have to say although our NHS is really flawed, it provides and option for those who can’t afford private healthcare, and the price of the average prescription is about £20-30, (around $40-50).
    I honestly would not swap the NHS for anything, and I don’t see the republicans major problem with a similar system in the US.

  16. You Just Made My List!on 18 Aug 2009 at 11:58 am

    AlexandraJade – Yeah, welcome to the American nightmare know as the Republicans.